Join us today as the Vice President – Underwriter - Factoring! First Business Bank is a Top Workplaces USA company, learn more here. At the heart of First Business Bank, we believe success comes down to putting people first. Our people are our priority — they embody ambition, experience, and client focus. The result is extremely engaged employees who provide unmatched client satisfaction. With comprehensive total rewards to support our team members, a commitment to valuing each other’s differences, and a focus on improving our communities, we are confident you’ll find the experience is your advantage. We’re delighted you’re considering joining us! Location: Remote. Overview: In this position, you will play a key role in evaluating prospective clients, assessing collateral and debtor credit quality, structuring transactions, and supporting sound credit decisions. You will also serve as a trusted partner to business development and leadership while helping improve underwriting processes and overall department efficiency. Essential responsibilities of this role include: Partner with Business Development Officers to screen prospective clients and assist in structuring transactions using available financial information, pricing models, and credit insights Conduct comprehensive due diligence through third-party resources, including D&B, UCC searches, payroll tax compliance tools, personal credit reports, and other relevant platforms Evaluate the quality of accounts receivable proposed for purchase, including review of underlying contract language, dilution and offset risk, historical receivables performance, and other collateral considerations Assess the credit quality of account debtors using third-party credit reports, financial statements, trade references, and additional underwriting information Compile, analyze, and present underwriting packages in approved format for review by First Business Credit authorities Coordinate and assist in the preparation of factoring and related transaction documents Provide recommendations to management on opportunities to enhance underwriting quality, efficiency, and process consistency Support the broader success of the Accounts Receivable Finance department and First Business Bank through collaboration, leadership, and other related responsibilities as needed Qualifications 10+ years of experience in Factoring underwriting Strong ability to analyze financial information, identify risk, and make sound recommendations Experience reviewing financial statements, credit reports, collateral quality, or operational risk factors High attention to detail and the ability to manage multiple transactions and priorities Strong written and verbal communication skills, including the ability to clearly present findings and recommendations A proactive, team-oriented mindset and interest in improving processes