Note The job is a remote job and is open to candidates in USA. United Financial Mortgage, LLC is a small but growing mortgage brokerage that has recently invested in new software and marketing campaigns. They are seeking a Mortgage Loan Officer to develop client relationships, evaluate loan applications, and provide exceptional customer service throughout the loan origination process.

Responsibilities

• Contact and pitch realtors on using our company to help their clients with their mortgage needs
• Develop and maintain relationships with clients to understand their mortgage needs and provide appropriate loan solutions
• Evaluate loan applications and determine eligibility based on creditworthiness, income, and other factors
• Guide clients through the loan application process, including gathering necessary documentation and ensuring compliance with regulations
• Collaborate with underwriters, processors, and other internal teams to assist with timely and accurate loan processing
• Provide exceptional customer service throughout the loan origination process, addressing client inquiries and concerns
• Stay up-to-date on industry trends, regulations, and changes in lending practices
• Meet or exceed sales targets by actively promoting loan programs and services Skills
• Strong knowledge of mortgage sales and loan processing
• Excellent communication and interpersonal skills to build rapport with clients
• Ability to analyze client's credit profile and make informed lending decisions
• Detail-oriented with strong organizational skills to manage multiple loan applications simultaneously
• Proficient in negotiating terms and conditions of loans within established guidelines
• Knowledge of federal regulations, including TILA (Truth in Lending Act) requirements
• Experience with Conventional, FHA, VA, and USDA guidelines
• Language English (Required)
• Familiarity with industry software such as Arive and Lender Price (not required)
• Bachelor's (Preferred)
• Mortgage Loan Officer 1 year (Preferred)
• MLO License in the state of Virginia (Preferred)
• Day Shift (Preferred)
• Willingness to travel 25% (Preferred)

Benefits

• Flexible schedule
• Bonus opportunities
• Commission pay Company Overview
• Welcome to United Financial Mortgage! Making Your Mortgage Easy! At United Financial Mortgage, we utilize the latest technology to make your mortgage experience as easy as possible. It was founded in 2015, and is headquartered in Mechanicsville, Virginia, USA, with a workforce of 0-1 employees. Its website is http//www.unitedfinancialmortgagellc.com. Apply To This Job