Note: The job is a remote job and is open to candidates in USA. Clarity Debt Resolution Inc is seeking a Chief Legal Officer & In-House Counsel to serve as the organization’s top legal executive and a key member of the senior leadership team. This role will provide enterprise-wide legal leadership in a highly regulated debt resolution and consumer finance environment, advising the CEO and executive leadership team on legal risk, regulatory strategy, and corporate governance.

Responsibilities

• Provide enterprise-wide legal leadership for the organization and serve as a trusted member of the senior leadership team, helping shape business strategy, governance priorities, and long-term growth initiatives
• Serve as the principal legal advisor to the CEO and executive leadership team on matters involving legal risk, regulatory strategy, consumer protection, governance, reputation, and operational decision-making
• Lead the development and execution of the company’s legal strategy in support of debt resolution and consumer finance operations, ensuring alignment with corporate objectives, regulatory expectations, and risk tolerance
• Drive executive-level governance and accountability by establishing legal frameworks, decision-making protocols, and policies that support sound corporate stewardship and scalable growth
• Provide legal oversight of compliance with applicable federal and state consumer financial laws and regulations, including requirements related to debt relief marketing, consumer communications, collections activity, disclosures, and fee practices
• Advise leadership on regulatory frameworks and enforcement risk involving consumer protection expectations such as unfair, deceptive, or abusive acts or practices, telemarketing, debt collection, and state consumer financial protection requirements
• Lead legal strategy for regulatory examinations, investigations, civil investigative demands, subpoenas, state attorney general inquiries, audits, and other oversight matters, including executive communications and response governance
• Oversee high-risk complaint, dispute, and litigation matters, ensuring consistent escalation, defensible remediation, and coordinated decision-making across business leaders and outside counsel
• Direct legal support for strategic commercial matters, including consumer-facing terms, vendor agreements, lead generation and marketing arrangements, technology contracts, settlement-related documents, and other critical business agreements
• Assess and mitigate enterprise legal risk associated with advertising, enrollment practices, call center operations, payment processing, consumer disclosures, data privacy, and third-party service provider relationships
• Lead, influence, and partner with compliance, operations, sales, marketing, client success, finance, and executive leadership to embed legal and regulatory discipline into business processes, training, and controls
• Monitor legal and regulatory developments affecting debt resolution and consumer finance, advise leadership on emerging risks and strategic implications, and recommend initiative-taking actions to strengthen the organization’s legal posture

Skills

• Strong knowledge of consumer finance, debt resolution, debt collection, contract, regulatory compliance, and risk management principles
• Working knowledge of legal and regulatory frameworks applicable to debt relief and consumer finance operations, including consumer protection, telemarketing, debt collection, and state regulatory requirements
• Experience advising on consumer complaint handling, regulatory examinations, investigations, audits, and corrective action planning
• Executive-level communication skills with the ability to influence senior leaders, drive alignment across functions, and present complex legal and regulatory issues with clarity and authority
• Demonstrated leadership maturity, business judgment, and decision-making skills in a highly regulated, consumer-facing environment
• Experience managing outside counsel, legal spend, investigations, and high-priority litigation or regulatory matters
• Ability to lead cross-functional legal and compliance priorities, establish governance discipline, and support executive decision-making at the enterprise level
• High degree of initiative, discretion, sound ethics, resilience, and ability to manage multiple priorities in a fast-paced environment
• Juris Doctor (J.D.) degree from an accredited law school
• Minimum of 10 years of progressive legal experience, including substantial in-house, regulatory, litigation, or compliance experience within debt resolution, debt collection, consumer lending, or other consumer finance sectors
• Admitted and licensed to practice law in good standing in Michigan, California, or other State Bar Associations
• Demonstrated experience advising CEOs, executive leadership teams, and senior business stakeholders on legal strategy, risk, consumer protection, governance, compliance, regulatory examinations, and complaint management
• Proven executive presence, sound judgment, and the ability to influence business decisions, lead through complexity, and operate effectively in a fast-paced, highly regulated environment
• Bilingual in English and Spanish preferred
• Admission to practice in Arizona or the ability to obtain appropriate in-house registration is highly preferred

Company Overview