Auto / Property Damage Claims Adjuster Location: Kentucky (Preferred) | Candidates in neighboring states may be considered Compensation: $65,000 – $80,000 Base Salary + Benefits Position Summary We are seeking an experienced Auto/Property Damage Claims Adjuster to investigate, evaluate, negotiate, and resolve commercial auto property damage claims. This role offers a high degree of autonomy while working closely with clients, claimants, attorneys, and internal stakeholders to ensure timely and effective claim resolution.

Key Responsibilities

• Investigate commercial auto property damage claims from FNOL through closure.
• Review policy language and determine coverage, liability, and damages.
• Establish and maintain appropriate claim reserves.
• Manage total loss claims, including valuations, salvage, title processing, and settlements.
• Negotiate settlements with claimants, attorneys, vehicle owners, and lienholders.
• Maintain accurate claim documentation and timely file management.
• Provide regular claim updates and recommendations to clients and excess carriers.
• Participate in claim review meetings and present reserve and settlement recommendations.
• Ensure compliance with company policies, procedures, and regulatory requirements.
• Respond to urgent claim matters, including occasional after-hours situations.

Qualifications

• 2+ years of commercial auto property damage claims handling experience.
• Active Adjuster's License required.
• Strong understanding of coverage analysis, liability investigations, and damage evaluations.
• Experience handling total loss claims and settlement negotiations.
• Excellent communication, customer service, and interpersonal skills.
• Strong organizational and time-management abilities.
• Proficiency with claims management systems and Microsoft Office products.
• Ability to work independently and manage a caseload effectively.

Benefits

• Medical, Dental, and Vision Insurance
• Life and Disability Coverage
• 401(k) with Company Match
• Paid Time Off and Holidays
• Career Growth Opportunities

This is an excellent opportunity for an adjuster looking to continue building their claims career in a collaborative environment while gaining exposure to commercial auto property damage claims.