Note: The job is a remote job and is open to candidates in USA. Nationwide is a Fortune 100 company focused on helping people protect what matters most to them. The State Product Manager for Personal Lines will create and manage state-specific business strategies to drive the Personal Lines Portfolio, ensuring alignment with enterprise goals and performance objectives.

Responsibilities

• Develop, implement, and manage strategic plans for assigned states, incorporating top/bottom line performance designed to meet or exceed Personal Lines objectives
• Owns strategy and performance for assigned state(s)
• Analyzes and reviews financial results, product profitability, business mix and competitive information and forecasts performance
• Collaborate with Sales, Marketing, Operations, Claims, Actuarial, Underwriting, Technology, and Legal to align stakeholders in the execution of state-specific strategies
• Monitor performance, communicate and influence action to address product/pricing issues, strategies, and financial results with appropriate stakeholders and leadership
• Maintains in-depth knowledge of the personal lines industry, state markets, regulatory environment, and current economic and business trends
• Develop and maintain formal relationships with state regulatory agencies and trade associations
• Coordinate and facilitate communication across functions and state management team
• Applies judgment, understanding and curiosity to data and provides high level analysis considering multiple complexities to build fully developed solutions
• Communicates information regarding products, pricing and organizational decisions to internal and external partners verbally and in writing. Translates data and strategic concepts into understandable communications to be shared with multiple audiences
• May participate in cross functional teams to complete projects or support the business. Provides strong leadership, is approachable, and instills trust at all levels
• Lead all aspects of associate management including performance, salary planning and administration, training and development, workflow and organization planning, day-to-day management, hiring and placement and disciplinary actions for direct reports

Skills

• Bachelor's degree in insurance, actuarial science, mathematics, risk management, economics, finance, accounting, business administration or related subject area
• Strong strategic and critical thinking capabilities
• A track record of generating clear, data-driven insights
• Excellent communication skills with ability to influence and align stakeholders
• Experience managing states to P&L objectives with preference towards states listed above
• Detailed knowledge of core business functions, personal lines insurance products and pricing architecture, state regulations, underwriting procedures and standard methodologies
• Solid understanding of financials, trend analysis and competitor data
• Excellent verbal and written communication skills to present information, communicate and influence internal and external partners at all levels
• Ability to drive for results, deal with ambiguity, solve problems, learn on the job, make quality decisions, see trends and patterns within data
• Ability to manage projects, opposing priorities, timelines and resources to complete work
• Master of Business Administration degree
• Progress toward or completion of CPCU, AU CIC, INS ARM, actuarial exams or similar designations
• Eight years of experience in underwriting or product
• Cross-functional experience from other areas and experience with data analysis
• Proficiency in analytical tools, relational databases, data visualization techniques, query-based language and/or statistical software experience
• Strong organizational agility and political savvy

Benefits

• Medical/dental/vision
• Life insurance
• Short and long term disability coverage
• Paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date
• Nine paid holidays
• 8 hours of Lifetime paid time off
• 8 hours of Unity Day paid time off
• 401(k) with company match
• Company-paid pension plan
• Business casual attire

Company Overview