Note: The job is a remote job and is open to candidates in USA. Palomar is a rapidly growing and innovative insurer focused on providing specialty insurance to residential and commercial customers. They are seeking a driven and curious Senior Actuarial Analyst to contribute directly to pricing decisions across multiple business lines while developing leadership skills through mentoring and collaboration.

Responsibilities

• Design and enhance actuarial pricing models, tools, and methodologies to support informed underwriting decisions
• Perform account- and portfolio-level pricing analyses using actuarial techniques, rating plans, and loss experience—initially focused on Casualty, with opportunities to expand into other lines
• Partner with Underwriting, Finance, Claims, and Reinsurance teams to evaluate programs, structure deals, and analyze portfolios—delivering clear insights and recommendations to stakeholders
• Lead special initiatives such as onboarding new programs, improving models, and conducting ad hoc portfolio analyses to ensure rate adequacy and operational efficiency
• Mentor junior analysts by sharing expertise, reviewing work, and supporting their development through the actuarial student program
• Contribute to monitoring portfolio performance, profitability, and emerging trends to inform business decisions and product strategies

Skills

• Typically 5–8 years of experience in an actuarial role with a focus on pricing
• Strong understanding of actuarial pricing techniques and data analytics within the property & casualty industry
• Proficiency in SQL and Microsoft Office Suite
• Excellent communication and organizational skills, with the ability to present findings and recommendations effectively to cross-functional teams
• Demonstrated interest in mentoring and contributing to process improvement and innovation
• Design and enhance actuarial pricing models, tools, and methodologies to support informed underwriting decisions
• Perform account- and portfolio-level pricing analyses using actuarial techniques, rating plans, and loss experience—initially focused on Casualty, with opportunities to expand into other lines
• Partner with Underwriting, Finance, Claims, and Reinsurance teams to evaluate programs, structure deals, and analyze portfolios—delivering clear insights and recommendations to stakeholders
• Lead special initiatives such as onboarding new programs, improving models, and conducting ad hoc portfolio analyses to ensure rate adequacy and operational efficiency
• Mentor junior analysts by sharing expertise, reviewing work, and supporting their development through the actuarial student program
• Contribute to monitoring portfolio performance, profitability, and emerging trends to inform business decisions and product strategies
• ACAS or FCAS designation preferred
• Familiarity with programming languages such as Python, VBA, or R is a plus

Benefits

• Full Suite of Medical Benefits
• Long Term Financial Incentives 96 STOCK!
• 401k with 3.5% Automatic Fully Vested Employer Contributions
• Competitive PTO + Holiday Program
• Lifestyle Spending Account
• Professional Development Assistance
• Career Exploration Opportunities
• Regular company-wide social events (even virtually!)
• Competitive annual discretionary bonus program
• Opportunity for annual long-term incentive stock grants
• Highly competitive benefits package

Company Overview