Note: The job is a remote job and is open to candidates in USA. Block is a company focused on economic empowerment, seeking a Senior Credit Risk Analyst to join their Enterprise Risk Management team. This role involves leveraging advanced analytics to monitor credit performance and develop risk indicators, while collaborating closely with senior leadership in a fast-growing fintech bank.

Responsibilities

• Monitor credit performance across consumer and commercial portfolios
• Build and maintain credit risk dashboards that provide real-time visibility into portfolio health for senior management and the Board
• Analyze early warning signals (7-day delinquency, payment behavior changes, credit utilization patterns) to predict portfolio stress before it materializes in losses
• Track key credit risk indicators (KRIs) defined in the Bank's Risk Appetite Statement, including delinquency rates, charge-off metrics, risk grade distributions, and concentration limits
• Prepare monthly/quarterly credit risk reports for the management and board committees
• Lead or challenge credit risk assessments for new products, partnerships, underwriting policy changes, and portfolio expansion initiatives
• Partner with Credit, Underwriting, and Product teams to implement corrective actions and prevent recurrence
• Support regulatory examinations by preparing credit risk documentation, responding to examiner requests, and presenting portfolio performance

Skills

• Bachelor's degree preferably in a business or quantitative field
• 5+ years of prior credit risk experience in a bank / financial services organization
• Experience with regulatory requirements and guidelines
• Experience in BI tools, creating dashboards and reports for senior management review
• Strong interpersonal, analytical, verbal and written communication skills

Benefits

• Remote work
• Medical insurance
• Flexible time off
• Retirement savings plans
• Modern family planning

Company Overview

Company H1B Sponsorship