Note: The job is a remote job and is open to candidates in USA. Nissan Motor Corporation is seeking a Senior Analyst Consumer Credit to join their team in Irving, TX. This role involves analyzing consumer credit applications, determining creditworthiness, negotiating with dealers, and ensuring compliance with underwriting policies while providing excellent customer service.

Responsibilities

• Evaluates credit applications based on information received from credit bureau reports and various other sources. Negotiates with dealers on disputed loan or lease decisions made by Credit Analyst’s Level I and II. Assists analysts with escalated dealer calls
• Analyzes the credit risk of potential lease and retail customers and confirms or denies loans. Negotiates decisions, tiers, and terms on applications, approvals and declines
• Utilizes risk scoring and credit analysis to administer a risk-based pricing finance program
• Assists in the training of new credit analysts to properly administer credit policies and procedures
• Reviews loan and lease decisions by analysts for compliance with underwriting policy
• Coordinates with the Field Sales team to promote and maintain positive relations with the dealer base
• Builds and maintains dealer relationships by providing excellent customer service
• Performs side-by-side coaching and guidance of Analysts to ensure quality and consistency of lease and retail purchase decisions
• Monitors credit application and inbound call workflow to ensure coverage of queues and calls
• As necessary, performs other related duties of which the above are representative

Skills

• Bachelor's degree in finance or degree in related field: Minimum of 4 years credit lending experience required, with 2 years of secured credit buying experience required. Experience in automotive finance is preferred
• Associate's degree in finance or degree in related field: Minimum of 5 years credit lending experience required, with 3 years of secured credit buying experience required. Experience in automotive finance is preferred
• High-school diploma: Minimum of 8 years credit lending experience required, with 5 years of secured credit buying experience required. Experience in automotive finance is preferred
• Thorough knowledge of consumer credit analysis and approval process
• Excellent customer service, interpersonal, negotiation, conflict resolution and analytical skills
• Good problem solving, written and verbal communication skills
• Occasional overnight travel may be required
• Experience in automotive finance is preferred

Benefits

• Career Growth and Continuous Learning Opportunities:Benefit from diverse career paths, cross-departmental moves, and innovative learning platforms. Enhance your skills through seminars, leadership training, and tuition reimbursement programs, all while playing a vital role in shaping the future of transportation.
• Comprehensive Benefits Package, including medical, mental health, parental leave, retirement savings & unique Nissan perks, including discounts on lease vehicles as part of our Employee Lease Program and a Vehicle Purchase Program (VPP).

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