What you will do: Own Retail Product: Define and execute the product roadmap for QRIS and retail payment acceptance Market Adaptation: Adapt retail products to a new market — localization, regulatory compliance, local payment methods Merchant Acquisition: Partner with Business and Operations teams to drive merchant onboarding and activation Partner Integration: Work with payment partners and acquirers to enable seamless payment acceptance Define Success Metrics: Establish and track KPIs including active merchants, transaction volume, and merchant retention Cross-Functional Collaboration: Work closely with Engineering, Design, Operations, and Business teams to deliver on roadmap User Research: Understand merchant needs, pain points, and behaviors to inform product decisions What we're looking for: 3+ years in product management, ideally in commerce, fintech, or payments Hands-on experience with merchants and a track record on growth problems Familiarity with SEA markets and payment acceptance or merchant acquiring Sharp analytical instincts — you make decisions with data, not gut alone Comfortable running user research end-to-end, from interviews to insights Experience shipping integrations with external partners Thrives in ambiguity, works well across remote teams, and communicates with clarity Familiar with agile ways of working